Credit Shield

Generate a late-fee waiver / goodwill removal letter and set an automatic monthly reminder (.ics works in Apple Calendar, Fantastical, Google, Outlook).

1) Late-Fee Waiver / Goodwill Letter

Card issuer / lender

Account ending (last 4)

Your full name

Statement due date

Payment date

Payment amount

On-time history (months)

Reason

Letter output

Attach your payment confirmation screenshot when you contact the issuer.

2) Monthly Payment Reminder (.ics)

Next due date

Reminder time

Days before due date to alert

Payee label

Repeats monthly; includes VALARM. Times are written in UTC so Apple/Fantastical/Google interpret them correctly.